These Terms of Service govern Freelancer use of the PayOdin platform. PayOdin operates as Merchant of Record. These Terms supplement and incorporate the Subcontractor Agreement and Privacy Policy.
These Terms of Service ("Terms") govern your access to and use of the PayOdin platform and services operated by Workodin LLC. By applying to or using PayOdin, you agree to these Terms.
These Terms are between Workodin LLC (operating as PayOdin) and the Freelancer. "Platform" means the PayOdin website, apps, APIs, dashboards, and related services. Acceptance occurs upon registration or use of the Platform.
You must be at least 18 years old and legally permitted to provide services in your jurisdiction. The Platform is not available in sanctioned or restricted jurisdictions. Only one account per person is permitted.
You must provide accurate and complete information during registration. KYC identity verification is required before any payout is released and is powered by Auth0 at workodin.net. Failure to complete KYC may result in suspension, termination, or the holding of payouts. You are responsible for the security of your account credentials.
As a Freelancer on the Platform, you agree to:
PayOdin agrees to: issue invoices in its own name as Merchant of Record; release payouts in accordance with Section 8; provide Payout Statements showing all deductions; maintain the Platform; handle client-facing disputes; and process your Personal Data in accordance with the Privacy Policy.
The Transaction Fee is the greater of 7% of the Invoice value or US$35. There are no other fees — no subscription, setup, listing, or withdrawal fees. The Transaction Fee is not shown on the client-facing Invoice; it appears as a deduction on your Payout Statement.
Fee changes require 30 days' written notice and apply only to invoices raised after the notice period.
Clients pay upfront in full. Payouts are released when both of the following conditions are met: (a) the Client payment has cleared; and (b) Delivery Confirmation has been received. This arrangement is not an escrow.
Non-payment risk sits with the Client. Once both conditions are met, payout is released within 5 business days via ACH or wire transfer. Receiving bank fees are borne by the Freelancer.
Payouts are calculated using the mid-market exchange rate on the day of payout. FX risk sits with the Freelancer. PayOdin does not offer locked or forward rate guarantees.
Valid grounds for a Chargeback include: non-delivery of services, unauthorized or fraudulent payment, duplicate charge, or card network grounds. The Chargeback window is 120 days from the original transaction.
Repeated Chargebacks are grounds for suspension or termination.
PayOdin issues all Invoices in its own name as Merchant of Record. By using the Platform, you authorize PayOdin to issue, dispatch, and collect payment on your behalf as principal. Your Payout Statement separately itemizes deductions.
Any dispute arising from these Terms shall first be addressed through mediation administered by the American Arbitration Association (AAA), conducted in Delaware in English, with a 30-day resolution window.
If not resolved through mediation, disputes shall be resolved through binding arbitration under AAA Commercial Rules, conducted in Delaware in English, before a single arbitrator. The arbitrator's award is final and binding. Costs are shared equally unless the arbitrator decides otherwise. The prevailing party recovers attorneys' fees. Both parties waive the right to a jury trial.
Equitable relief remains available for breaches of confidentiality or intellectual property obligations.
PayOdin may immediately suspend or terminate your account for: fraud; Chargeback abuse; failure to complete KYC; platform misuse; material breach of these Terms; or conduct that presents legal, regulatory, or reputational risk.
Freelancers may close their account by providing written notice. Payouts that met the release conditions before termination remain payable.
You agree not to disclose any confidential information obtained through the Platform without written consent. Confidential information includes client identities, project details, fee structures, and business information. Minimum reasonable care applies. The confidentiality obligation continues for 5 years after termination; obligations as to trade secrets continue indefinitely.
PayOdin owns the Platform. You receive a limited, revocable license to use the Platform for its intended purpose only. Work product ownership is governed by Section 14 of the Subcontractor Agreement. Any feedback you provide to PayOdin grants PayOdin a perpetual, royalty-free license to use it.
You represent and warrant that: you have the legal capacity to enter into these Terms; you have no conflicting obligations; you will comply with all applicable laws; all information you provide is accurate; and you will use the Platform only for lawful purposes.
The Platform is provided "as is." PayOdin's aggregate liability is capped at the greater of the total Transaction Fees paid by you in the prior 12 months or US$1,000. PayOdin is not liable for consequential, punitive, or indirect damages. These limitations do not apply to fraud, willful misconduct, breaches of confidentiality or intellectual property obligations, or non-limitable statutory liabilities.
You agree to indemnify and hold PayOdin harmless from any claims, losses, or expenses arising from: your breach of these Terms or the Subcontractor Agreement; your negligence or willful misconduct; any third-party intellectual property claim relating to your deliverables; Chargeback liability attributable to your conduct; and any breach of your representations or warranties.
The Privacy Policy is incorporated into these Terms by reference. Data is hosted in the EU. Stripe and Mercury process payment data under contractual safeguards.
We will provide 30 days' written notice of changes to these Terms. Material changes will be identified as such. Your continued use of the Platform after the effective date of updated Terms constitutes acceptance.
These Terms are governed by the laws of the State of Delaware. Delaware courts have jurisdiction over any dispute not subject to arbitration.
These Terms, together with the Subcontractor Agreement and Privacy Policy, constitute the entire agreement between the parties. Amendments must be in writing. No oral waiver is effective. If any provision is found unenforceable, the remainder continues in effect. The English-language version controls over any translation. In the event of a conflict, the Subcontractor Agreement controls.